Bidaya Finance in KSA – Riyadh, Jeddah and Dammam

: Get instant initial approval

: FINANCE UPTO 25 MILLION for Retail

: NO SALARY TRANSFER

: SAIBOR rate 5.15%

: APR start from 7.25% for Ijarah Fixed

: Households serviced 31062

Note: The provided calculator results are examples, and customer could be offered different prices based on certain factors such as consumer credit worthiness.

About BIDAYA

Bidaya Finance Company

Under direct supervision of the Saudi Central Bank.

Commercial registration 1010432564.

Registered Address: 7906 King Fahad Road, Olaya, Ibdaa Tower 20th Floor, 12313 Riyadh.

Home Finance in KSA – Riyadh, Jeddah and Dammam

This Assessment of Eligibility does not constitute and Offer, Financing Approval or Commitment by Bidaya Finance to the applicant. Price declaration examples and calculator results are used for demonstration purposes. Prices may vary for some customers depending on related factors such as credit record etc.

The maximum finance amount for first home buyers is 90% of the property’s value.
For second home buyers and above, the maximum finance amount is 85% of the property’s value.
For DPG beneficiaries, the maximum finance amount is equivalent of 95% of the property’s value.
In the case of (Early Settlement), the total early settlement amount reflects the profits of the first 3 months after the end of the second year based on the contract’s start date (months 25,26,27).
Prices are reviewed on a monthly bases (last update was on March,2024).
The Installment/Rental Installment consists of (Principle + Profit).