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About Bidaya


Identifying the need for home finance options primarily for nationals, BIDAYA Home Finance has been launched as a national real estate finance company for Saudi Arabia in 2015. Headquartered in Riyadh, BIDAYA is licensed under the Saudi Arabian Monetary Agency (SAMA), and offers professional and reliable sharia’a compliant financial solutions to both customers and partners.

Bidaya Home Finance has the preeminent composition of shareholders in the home finance space. It is sponsored by the Islamic Corporation for the Development of the Private Sector (ICD – Member of the Islamic Development Bank Group), Public Investment Fund along with a cross-section of organizations committed to the enablement of home ownership.

BIDAYA’s vision of enabling home ownership for all is clearly demonstrated in its customer-centric approach and the wide range of home finance solutions offered. The Company strongly believes that it can reach out to a vast majority of Saudi nationals who are unable to own their own homes due to lack of suitable home finance options.

BIDAYA’s mission is to support the brand vision and deliver on key strategic facets of its business.